Assault and battery insurance is a type of liability insurance that provides coverage for damages or injuries that occur as a result of an assault or battery committed by the policyholder or their employees. This type of insurance is commonly purchased by businesses such as high risk group homes, and other establishments where physical altercations may occur.
Assault and battery insurance can provide coverage for a wide range of damages, including medical expenses for the victim, lost income, and legal costs associated with defending against a lawsuit. This type of policy is also sometimes known as “bodily injury and property damage liability insurance” or “general liability insurance.”
This type of coverage is not a stand-alone policy and typically is an endorsement to the commercial general liability insurance. Policyholder needs to verify their policies and check if they are covered or not, if they are not, they can purchase this coverage as an endorsement or as a stand alone policy depending on the needs and nature of the business.
Phone (480) 941-7979
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2370 W 89A Ste 11-517 Sedona AZ 86336